about the agency
A Full Service, Independent Insurance Agency
We understand that the process of searching for insurance coverage can be complicated, which can make it the last thing you want to spend your time on. That’s why we’ve created a culture where you can find the answers and support you need, all from one trusted source. As a family of three collective agencies, we bring together our joint experience and knowledge to offer you the most optimal insurance solutions available.
Our passion is helping you protect what matters most.
You can rest assured, our team takes the time to listen to your concerns and goals. With a focus on Kentucky and Tennessee, we have a deep understanding of the unique challenges and opportunities that our local communities face. Whether you’re a homeowner, a small business owner, or an individual seeking personal coverage, we are here to provide you with the guidance, options, and peace of mind you deserve. Discover the difference and contact us today.
We’re honored to serve customers in Kentucky, Arkansas, Indiana, Mississippi, Tennessee, and Florida, offering insurance guidance you can count on.

Your Trusted Haven For Insurance

Count on Palacio Miller Insurance for personalized support
Rely on Palacio Miller Insurance for local expertise.
At our independent agency, we place your needs at the center of everything we do. By collaborating with you, we create tailored coverage plans that reflect your priorities and long-term objectives.
Our dedication to a client-first experience is what sets us apart. We’re here to guide and support you through every chapter of life, ensuring you have the protection and confidence you deserve. When you achieve your goals, we consider it a shared success, and we remain committed to standing by you every step of the journey.
Insurance Coverages Offered
Learn more about the insurance coverages available from Palacio Miller Insurance. Our team is ready to answer your questions and provide free quotes for any coverage inquiries.
Restaurant Insurance
Homeowners Insurance
Liquor Liability Insurance
Car Insurance
Commercial Property Insurance
Access to Carriers
As an independent agency working with a wide range of highly rated insurance providers, we’re able to quickly evaluate and match you with the most suitable policies and pricing. Whether you’re safeguarding your home and loved ones or looking to protect your business, we offer coverage options designed to meet your needs.
Your Trusted Insurance Partner
With our team of skilled and experienced agents, you have a dependable partner and advocate supporting you every step of the way. We take the time to understand your situation, walk you through all available options, and provide thoughtful, personalized recommendations designed to meet your specific needs and goals.
“This is my 2nd business in over 15 years and I have used Palacio Miler since opening my 1st business in 2010. They have always come through for me. From a business next to mine catching on fire to storm damage to my business signs. They always give me great customer service when I call or send or send emails.”
“I have worked with Daysha and Bilal for several years. They have always sorted all of my insurance needs for my business. They are easy to work with; they help me to understand what I need; they have always helped me to resolve anything related to my business insurance. I can personally recommend Palacio Miller Agency for any sort of business related insurance.”
“MJ the palacio miller insurance Agency it is one of the best company insurance agency I found I’ve been with them over 12 years they always answer any question I have they have a great office staff and Bilal he’s one of them great guy he tried to give you the best deal the best price I would recommend them 100%”

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